1. Service Description

My Napkin Ideas is a web application that helps users generate business ideas by analyzing content from Reddit. We offer both free and premium subscription plans.

1.1 Plan Details

• Basic Plan: Free access with limited features
• Pro Plan: $9.99/month with full access to all features

All transactions are processed in USD (United States Dollars).

2. Payment Terms

We partner with Stripe for secure payment processing. By subscribing to our Pro plan, you agree to be charged the subscription fee on a recurring basis until you cancel your subscription.

3. No-Refund Policy

All purchases are final. We do not offer refunds for subscription payments under any circumstances. By subscribing to our Pro plan, you acknowledge and agree to this no-refund policy.

4. Subscription Cancellation

You may cancel your subscription at any time through your account settings or by contacting our customer support. Upon cancellation, your access to premium features will end immediately, and you will not receive a refund for any unused portion of your subscription.

5. Customer Support

For any questions or concerns regarding our service, please contact us at:

• Email: support@mynapkinideas.com

6. Promotional Terms

We may occasionally offer promotional discounts. These promotions are subject to the following terms:

• Promotions are valid for the specified time period only
• We reserve the right to modify or terminate any promotion at any time
• Users are eligible for one promotional offer per account unless otherwise specified

7. Data Security

We implement industry-standard security measures to protect your payment information. Your payment details are never stored on our servers and are securely processed by Stripe. For more information on how we handle your data, please refer to our Privacy Policy.

8. Limitation of Liability

My Napkin Ideas is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the service will be error-free or uninterrupted. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any significant changes via email. Your continued use of the service after such modifications constitutes your acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms, please contact us at:

• Email: legal@mynapkinideas.com

Last updated: April 5, 2025